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Bryan J. Lima

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Top Stories by Bryan J. Lima

I'm sure there are many people asking the question, "Is now the right time to buy?". Nobody really knows for sure. However, there are some facts that you can look at to help evaluate whether or not now is the right time to buy. For one, mortgage rates are currently close to the lowest they've been in almost 50 years. In addition, home prices are low and probably close to the bottom. There may be a little more ways to go, but I think we're close. With the Spring homebuying season upon us, we may see an increase in sellers in the market, which will increase inventory and possible push home values even lower. Read more According to Federal Reserve Chairman Ben Bernanke, an economic recovery will not begin until next year. Read more Along with low home prices and low mortgage rates, there's also the First-Time Homebuyer Tax Credit of up to $8,000. This is an additional ... (more)

Bergen County, NJ Real Estate Market

Real Estate on Ulitzer New Jersey's high cost of living makes it very difficult to purchase a home. Bergen County, NJ is the highest among all markets in homeownership affordability and also happens to be the most populous county in NJ. The median home price in Bergen County is $481,250. According to a 2007 estimate by the US Census Bureau, the median income of a family is just shy of $97,000. If you assume that not more than 28% of the household income should be used for the mortgage payment, that would mean that it should not be higher than $2,263 per month. Based on today's m... (more)

New Condo Listing - Paddington Square in Mahwah

Brand New Listing in beautiful Paddington Square located in Mahwah, NJ. $279,000 GREAT 1ST FLOOR ONE BEDROOM ONE BATH CONDO IN DESIRABLE PADDINGTON SQUARE. NEWER WOOD FLOORS AND CERAMIC TILE IN ENTRY FOYER AND KITCHEN. LIVING ROOM HAS SLIDING GLASS DOORS TO PATIO. NO STEPS. WASHER/DRYER IN UNIT. ASSIGNED PARKING SPOT #420 IN FRONT OF UNIT. AMENITIES INCLUDE TONS OF CONVENIENT PARKING, IN-GROUND POOL, PLAYGROUND AND CLUBHOUSE. PADDINGTON SQUARE IS CONVENIENTLY LOCATED CLOSE TO NYC TRANSPORTATION, MAJOR HIGHWAYS & SHOPPING. UNIT IS AWAY FROM STREET AND OFFERS QUIET LIVING. LOW TAXES ... (more)

GOOG-411 - This is great!

I recently discovered a great new service brought to you by Google. If you're tired of paying to call 411, this is a perfect alternative. It's called GOOG-411 and it's free! All you have to do is dial 1-800-GOOG-411 from you phone. For all you BlackBerry users it's 1-800-466-4411. You can access the service from a mobile phone or a land line. It's also voice activated, so you don't have to press any numbers on your keypad if your driving or busy doing something else. It's very simple, just say where you're looking and what you're looking for. The service will then connect you dir... (more)

Mortgage Refinance up to 125%

The Obama administration has enhanced their refinance program to now allow refinances up to 125% of the home's value. Prior to this, the limit was only 105% of the home's value. Because home value have decreased entensively in a lot of areas, this will allow a lot of homeowners that currently owe up to 125% of their home's value to refinance their current loans into a product with a better rate. This will ultimately make it more affordable for them to own their home and hopefully not have to go into foreclosure. Read more ... (more)